strengthen and command
Monthly Challenges
Sarah Brumley

Encouragement Challenge: Strengthen and Command

I love having one area of my home that is specifically designed for family communication and I can tell you that without it, my family would be lost, my house would always be a mess, and kids’ papers would never make it back to school. I’m serious. Our communication center

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you and your valentine
Monthly Challenges
Sarah Brumley

Encouragement Challenge: You and Your Valentine

Red is my favorite color. Not just any red, mind you, but that bluish red that all the Valentine’s Day décor comes out in. It’s my favorite, and I just can’t help but snatch up all the cute red mugs at Starbucks and the little red tins I can use

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emergency medical bills
Health + Insurance
Sarah Brumley

How to Save for Emergency Medical Expenses

We’ve had seven doctor appointments and two emergency room visits over the past two months. Not to mention, I’m going to start earning frequent flier miles at our local pharmacy. At the time, it’s necessary, right? No one wants to deal with influenza or pneumonia (several bouts of it) without

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payment plans for medical bills
Debt Management
Sarah Brumley

How to: Payment Plans and Your Medical Bills

When you are feeling under the weather and have to go to the doctor or, in extreme situations, the hospital, it’s not always clear what the final bill will be when it’s all said and done. Trust me, I understand. We’ve been blindsided more than once by a large medical

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tax refunds and managing the cash
Taxes
Sarah Brumley

Tax Refunds: How To Manage The Influx of Cash

There’s nothing like receiving a huge influx of cash into your bank account. It’s exciting, a bit intimidating and, if you aren’t careful, can ruin all of the progress you’ve made to date with regard to your finances. Tax Refunds: How To Manage The Influx of Cash Of course, there

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make that vacation a reality
Monthly Challenges
Sarah Brumley

Encouragement Challenge: Make That Vacation a Reality

I’m always looking forward to the summer season, no matter what time of year it is. First, I really enjoy being warm. Second, my entire family has the summer off so we get the opportunity to go camping, hiking, and just spend time together. Despite all the planning we do,

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5 steps to be more organized this year
Household Systems
Sarah Brumley

5 Steps to Be More Organized This Year

It’s still the month of January, but I’m certain that the first-week craze of trying to purge and get organized is starting to fall by the wayside for many. Perhaps you fall into that category? I know that the first week, I went through and eliminated an ENTIRE BOX of

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money savings challenge
Monthly Challenges
Sarah Brumley

My Money Savings Challenge: February Edition

Last month’s saving challenge was so effective that I truly had a hard time deciding what would help us maintain the momentum as we head forward into our February Savings Challenge. Not to worry, because I think this month’s plan is going to be even better! Check out my video

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debt and goals recap
Financial Goals
Sarah Brumley

My Debt and Savings Recap: January Edition

It’s hard to believe we’ve made it to the end of January 2019 already. I don’t know about you, but the month passed in a blur of recovering from the holiday season, keeping up with new goals, and cleaning out the clutter from our home. Our January Debt Recap Sometimes,

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refreshing your resolve
Monthly Challenges
Sarah Brumley

Encouragement Challenge: Refreshing Your Resolve

We are 29 days into 2019 and I’d love to know how you are faring with your New Year’s Resolutions. Maybe you are like me and didn’t make resolutions in the traditional way, but set goals for yourself to achieve over the course of this year. How are you managing

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how to help your kids set achievable goals
School Year + Kids
Sarah Brumley

How to Help Your Kids Set Achievable Goals

As parents, I think it’s easy for us to dream big on the account of our children – to have big goals for what they will achieve today, this week, month, and even into their entire lives. While I don’t think there is anything wrong with setting goals for our

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100 dollar budget
Frugal Living
Sarah Brumley

How to Survive a $100 Grocery Budget

The struggle is real… If you’ve been budgeting for any period of time, it’s likely that you’ve noticed a trend. Specifically, one of the hardest parts of creating a budget and actually sticking to it is setting and keeping a grocery budget. Am I right? I’ve personally found it to be true,

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