Category: Money Matters

How I Saved $406.52 on Laundry Detergent

How I Saved $406.52 on Laundry Detergent

You showed up today because you want to save $406.52 dollars like I did, correct?

If so, you came to the right place.

This past month I came across a method of savings that I have previously spoken against. It goes to show […]

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Land the Job with the Perfect Cover Letter

Land the Job with the Perfect Cover Letter

We’ve talked a lot about goals over the past few months with a heavy emphasis on budgeting, savings, and debt payoff. Often, though, what comes from making goals is a recognition that something must change, and for many, that something is their job. Perhaps you aren’t making enough money to make your goals possible, or possibly you’ve just realized that […]

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Five Mistakes College Graduates Make (And How To Avoid Them)

Five Mistakes College Graduates Make (And How To Avoid Them)

You made it! You’ve graduated from college (or graduate school) and are well on your way to that job of your dreams. Not to mention – no more studying for finals! Is anyone else singing “It’s the most wonderful time…”[…]

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What I Wish I’d Known About My Finances as a High School Graduate

What I Wish I’d Known About My Finances as a High School Graduate

It’s graduation season, meaning another class of students will walk across the podium, receive their diploma in front of beaming parents and grandparents, and will walk out of that school and enter the adult world. It’s exciting and nerve-wracking at the same time […]

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How to Keep Unexpected Income from Destroying Your Budget

How to Keep Unexpected Income from Destroying Your Budget

Picture this: you’ve got that budget of yours put together correctly and everything is running smoothly. Income comes in each month, expenses are paid, the emergency savings fund is established, and you are steadily chipping away at your debt. You are confident that this will be the budget that gets you to your financial freedom […]

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How to Budget Your Irregular Income

How to Budget Your Irregular Income

It’s easy to read all of the budgeting and debt payoff articles that promise a simple plan to get you out of debt and your budget on track, but those plans can be hard to navigate if your budget consists mostly or completely of irregular income. You might be a waitress that relies on the generosity of your customer’s tips, perhaps you get laid off every winter, or […]

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5 Reasons Your Budget as a Married Couple Will Fail (and How to Prevent It)

5 Reasons Your Budget as a Married Couple Will Fail (and How to Prevent It)

Any married couple knows that one of the hardest things in marriage is dealing with the finances. It doesn’t matter how much money you have (or don’t have) when you get married, trying to figure out how to balance your finances with those of your spouse can result in endless arguments and […]

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How to Keep Your Budget AND Your Friendships, Too

How to Keep Your Budget AND Your Friendships, Too

We’ve all been there at one point or another, wondering how to keep our friends and maintain our budget at the same time. It starts with a friend calling to ask if you want to go to dinner. You look at that well-planned budget for the month, and suddenly you are willing to toss the whole thing out the window, because you already spent your eating out budget this month, but you really don’t want to miss out on the fun […]

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So You Overspent Your Budget – Now What?

So You Overspent Your Budget – Now What?

This past weekend my sister invited me to go thrift store shopping with her. It’s one of our favorite pastimes (even the kids love it) and clothing was 50% off that day, so I couldn’t resist tagging along. With coffee and kids in tow, we scoured the racks for […]

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11 Things to Consider When Starting a New Budget

11 Things to Consider When Starting a New Budget

One of the hardest things to do when you are beginning a new budget or starting on the pathway to being debt free is figuring out what a budget looks like in real life. How do you break it all down for your family expenses? After all, we all vary in our needs and priorities, and honestly […]

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