So you failed in your monthly budget
Budgeting
Sarah Brumley

So You Failed in Your Monthly Budget, Now What?

So, you failed in your monthly budget. It’s a terrible feeling and yet it happens to us all at one point in time or another. The key is to move forward. Today we’re talking about four steps to take so that you can press on passed that failed budget and

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5-simple-debt-mistakes-to-avoid-while-paying-down-debt
Debt Management
Sarah Brumley

5 Simple Mistakes to Avoid While Paying Down Debt

We’re a little under ten years into our debt payoff journey and today I want to share a few of the mistakes we made so that you might be able to avoid them as you pursue the financial freedom that comes with being debt free. Sound like something you need?

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medical-bills-got-you-down-consider-this-strategy-now
Health + Insurance
Sarah Brumley

Medical Bills Got You Down? Consider This Strategy Now

There’s nothing worse than recovering from a medical event only to have huge medical bills show up and not know how to pay for them. Not to worry – today I’m walking you through five steps to help you figure out what to do next – no panic required. Sound

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school-year-savings-fund
School Year + Kids
Sarah Brumley

How a School Year Line Item Can Save Your Budget

After nearly four months of “extreme budgeting,” I came to the realization that our budget has to have a miscellaneous category with a certain amount of money in it, for the sole purpose of flexibility for additional, unbudgeted expenses. Of course, our goal […]

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9 Things to Consider When It’s Your Turn to Host
Household Systems
Sarah Brumley

9 Things to Consider When It’s Your Turn to Host

In about a week’s time, my husband and I will, once again, be hosting a large group gathering out our home. We expect anywhere from fifty to seventy-five (or more!!) people to join us in celebrating my husband’s graduation with his Master’s degree. It’s not unusual for us to have

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3-meal-planning-strategies-i-use-each-month-to-save-money
Frugal Living
Sarah Brumley

3 Meal Planning Strategies I Use to Save Money Each Month

Creating and sticking to a meal plan can save you tons of time and money, but only if you know how to implement it in a way that works for your family. Today I’m sharing three meal planning strategies I use each and every month to simplify the process and

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should-i-pay-my-kids-to-do-chores-my-thoughts
Family + Personal
Sarah Brumley

Should I Pay My Kids to Do Chores? Here’s My Thoughts

Should I pay my kids to do chores? It’s a question I get asked a lot and today I’m sharing our personal experiences with paying kids for chores, why I think it’s beneficial, and how we’ve incorporated it into our family finances as a whole. So, if you want the

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5-savings-funds-every-family-budget-needs
Saving + Investing
Sarah Brumley

5 Savings Funds Every Family Budget Needs

If you want a family budget that helps you achieve your debt payoff goals, increase your savings, and just plain feel more freedom financially, then you won’t want to miss today’s episode. We’re chatting about five savings funds every family budget should have in order to be successful long-term. Sound

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debt-free-vacation-3-tips-for-a-budget-friendly-vacation
Holiday + Vacation
Sarah Brumley

Debt Free Travel: 3 Tips For Your Budget-Friendly Vacation

Unless you already have a sizeable savings account earmarked for travel, you may be wondering how to take that next trip without digging yourself further into debt. Today I’m giving you three tips that we’ve personally used for a budget-friendly vacation with the hope that it’ll encourage and assist you

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1-simple-way-to-save-money-on-school-supplies-for-the-fall
Frugal Living
Sarah Brumley

1 Simple Way to Save Money on School Supplies for Next Year

Whether you’re patiently awaiting the end of the school year or dreading summer vacation entirely, it’s likely you haven’t given much thought to what school supply shopping will look like next year. And while I don’t think you need to rush to the store just yet to grab all those

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How to Change Your Mindset: Comparison and Your Finances
Family + Personal
Sarah Brumley

How to Avoid the Comparison Trap with Your Finances

We spend much of our lives in the comparison trap. We see actresses lose the baby weight right after birth, models keep their “perfect” shapes no matter their age and others find success in ways we never imagined. But more often than not, comparison hinders our own progress and this

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