How to Keep Unexpected Income from Destroying Your Budget
Budgeting
Sarah Brumley

How to Keep Unexpected Income from Destroying Your Budget

Picture this: you’ve got that budget of yours put together correctly and everything is running smoothly. Income comes in each month, expenses are paid, the emergency savings fund is established, and you are steadily chipping away at your debt. You are confident that this will be the budget that gets

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How to Budget Your Irregular Income and Achieve Your Goals
Budgeting
Sarah Brumley

How to Budget Your Irregular Income and Achieve Your Goals

It’s easy to read all of the budgeting and debt payoff articles that promise a simple plan to get you out of debt and your budget on track, but those plans can be hard to navigate if your budget consists mostly or completely of irregular income. You might be a

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So You Overspent Your Budget - Now What?
Budgeting
Sarah Brumley

So You Overspent Your Budget – Now What?

This past weekend my sister invited me to go thrift store shopping with her. It’s one of our favorite pastimes (even the kids love it) and clothing was 50% off that day, so I couldn’t resist tagging along. With coffee and kids in tow, we scoured the racks for […]

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How to Create a Bullet Journal for Kids - Free Template Included
School Year + Kids
Sarah Brumley

How to Create a Bullet Journal for Kids

Bullet journals are all the rage right now and I have to admit, I had no idea what they were until a friend mentioned it was her New Year’s Resolution to start one. After a bit of research, I found out that I’ve spent a lot of years doing my

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11 Things to Consider When Starting a New Budget
Budgeting
Sarah Brumley

11 Things to Consider When Starting a New Budget

One of the hardest things to do when you are beginning a new budget or starting on the pathway to being debt free is figuring out what a budget looks like in real life. How do you break it all down for your family expenses? After all, we all vary

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A Recipe for Conquering Exhaustion
Family + Personal
Sarah Brumley

A Recipe for Conquering Exhaustion

With both of us working while juggling the girls’ homework, activities, dinners with friends, and church commitments, we are often left struggling to find time to rest. You probably know exactly what I’m talking about – all good things, but no time to recover in between. About a year ago,

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Everyone loves household chores - or do they?
Household Systems
Sarah Brumley

Everyone loves household chores – or do they?

One of the hardest things about maintaining a household, especially when kids are involved, is how to get everything done in the mere 24 hours you’ve been given each day. I’ve been asked quite a few times over the past few months, how do I manage to work, raise my

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Four Opportunities to Consider When You Have No Money
Budgeting
Sarah Brumley

Four Opportunities to Consider When You Have No Money

It’s hard to think about budgeting when your income is consistently less than your expenses each month. You might check out Pinterest and have your feed flooded with all the sure-fire ways you can save $5,981 in six months, but you might be simply trying to figure out how you

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2018 Resolution Reevaluation - March Edition
Financial Goals
Sarah Brumley

2018 Resolution Reevaluation – March Edition

How are those New Year’s Resolutions coming along? I feel like we made it to March, over two months into new goals and aspirations that we hoped would place us in better situations, in our finances, health, and family, among other things, and it’s time for a little resolution reevaluation.

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Three Questions to Ask Before Starting a DIY Project
Frugal Living
Sarah Brumley

Three Questions to Ask Before Starting a DIY Project

Over the past few years, there has been a drastic increase in the number of recipes you can use to make your own (insert product here). Along with those recipes and tutorials comes the promise that you will save INCREDIBLE amounts of money yearly if you do so. I’m all

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