How to Keep Unexpected Income from Destroying Your Budget
Budgeting
Sarah Brumley

How to Keep Unexpected Income from Destroying Your Budget

Picture this: you’ve got that budget of yours put together correctly and everything is running smoothly. Income comes in each month, expenses are paid, the emergency savings fund is established, and you are steadily chipping away at your debt. You are confident that this will be the budget that gets

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How to Budget Your Irregular Income and Achieve Your Goals
Budgeting
Sarah Brumley

How to Budget Your Irregular Income and Achieve Your Goals

It’s easy to read all of the budgeting and debt payoff articles that promise a simple plan to get you out of debt and your budget on track, but those plans can be hard to navigate if your budget consists mostly or completely of irregular income. You might be a

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So You Overspent Your Budget - Now What?
Budgeting
Sarah Brumley

So You Overspent Your Budget – Now What?

This past weekend my sister invited me to go thrift store shopping with her. It’s one of our favorite pastimes (even the kids love it) and clothing was 50% off that day, so I couldn’t resist tagging along. With coffee and kids in tow, we scoured the racks for […]

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11 Things to Consider When Starting a New Budget
Budgeting
Sarah Brumley

11 Things to Consider When Starting a New Budget

One of the hardest things to do when you are beginning a new budget or starting on the pathway to being debt free is figuring out what a budget looks like in real life. How do you break it all down for your family expenses? After all, we all vary

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Four Opportunities to Consider When You Have No Money
Budgeting
Sarah Brumley

Four Opportunities to Consider When You Have No Money

It’s hard to think about budgeting when your income is consistently less than your expenses each month. You might check out Pinterest and have your feed flooded with all the sure-fire ways you can save $5,981 in six months, but you might be simply trying to figure out how you

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Budgets and Chores: We Can Do It, You Can Help!
Budgeting
Sarah Brumley

Budgets and Chores: We Can Do It, You Can Help!

Family organization isn’t easy. Getting a family to do chores – just the thought makes you cringe a little, doesn’t it? It’s something that each family struggles with, and yet, so important to keeping the household running […]

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The Art of Family Budgeting
Budgeting
Sarah Brumley

The Art of Family Budgeting

Budgeting for a family is hard. Every month brings with it additional expenses that are often forgotten about from year to year, or simply just unpredictable. Without fail, we will be on our way to having a successful month of budgeting and a child will out grow their shoes, or

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Making Goals (And Reaching Them...)
Budgeting
Sarah Brumley

Making Goals (And Reaching Them…)

What do you want to be when you grow up?    Kids get asked this question all of the time, from teachers, parents, and even strangers in the grocery store.  Some kids have big goals, like being an astronaut, or inventor, or doctor. Many of them actually accomplish those goals.  Some

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