Teach your kids to budget
School Year + Kids
Sarah Brumley

How To Teach Your Kids To Budget

Today’s post comes from Kalen Bruce, founder of Freedom Sprout, who helps parents raise money-smart, non-materialistic kids. He’s a writer, husband, father of five, and war planner for the U.S. military. His writing has been featured in Simple Money Magazine, and on many publications, to include: Yahoo! Finance, CNN Money, The

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May Savings Challenge: Flowers after Showers
Monthly Challenges
Sarah Brumley

May Savings Challenge: Flowers After Showers

Summer is fast approaching and after the stress of April, I’m certainly looking for the sunshine in both the weather forecast and our budget. May Savings Challenge: Flowers after Showers For the month of May, my family has made the goal to place half of all of our extra income

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Our Debt and Savings Recap - April Edition
Financial Goals
Sarah Brumley

Our Debt and Savings Recap – April Edition

One-third of the way through the year and it’s time to see what progress we’ve made to-date. Our Debt Recap – April Edition One of the hardest things about writing from a personal standpoint comes when times get tough. I waited an extra week to update you on our April

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how I categorize my monthly expenses
Budgeting
Sarah Brumley

How I Categorize My Monthly Expenses (And You Can, Too)

With the launch of the Blessed Budget Planner, I’ve had several questions about how I categorize my monthly expenses, so I thought I’d walk you through step-by-step, the line items in my budget. I’ve also placed an asterisk (*) next to all of the categories that are part of my

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how to cope when you can't pay your student loans
Debt Management
Sarah Brumley

How To Cope When You Can’t Pay Your Student Loans

We are coming up on the end of the school year and that means that another graduating class will be moving into adulthood with potentially tens of thousands of dollars’ worth of student loan debt. While I could quote the statistics of how many people in America have student loans

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April Savings Challenge: A Little More Attention to Detail
Monthly Challenges
Sarah Brumley

April Savings Challenge: A Little More Attention to Detail

As we enter the second quarter of 2019, I’m so excited about the possibilities it brings. My hope is that these savings challenges help motivate you to do a little more when it comes to achieving your financial goals. April Savings Challenge: A Little More Attention to Detail For the

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Our Debt and Savings Recap: March Edition
Financial Goals
Sarah Brumley

Our Debt and Savings Recap: March Edition

We are one quarter of the way through 2019 and I’m so excited to report our progress for the month of March. So much took place over that 31 days and I can’t wait to share it all with you. Our March Debt Recap Sometimes it can be fun to

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Encouragement Challenge: Bring on Happy
Monthly Challenges
Sarah Brumley

Encouragement Challenge: Bring on Happy

Full disclosure: I am not the cook in our home. In fact, my family all groans a bit when I am responsible for meals, which typically involve one of two things: leftovers from the fridge or something related to tacos. I am a decent baker, though, but there is nothing

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cash envelope system
Budgeting
Sarah Brumley

How to Use the Cash Envelope System to Budget Your Money

Sure, we’ve talked about using the cash envelope system as a method to save additional money, but the concept is still, according to comments and Facebook private messages, a foreign concept to many, and with good reason. While this incredibly effective method may seem like a simple process at the

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focus on appreciation and smiles
Monthly Challenges
Sarah Brumley

Encouragement Challenge: Focus on Appreciation and Smiles

When I worked as an Administrative Assistant, one of the best weeks of the year was Administrative Appreciation week. Not only did it always seem to catch me off guard, but it was the time when all of the people I worked with would make an effort to show the

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caregiver for someone you love
Family + Personal
Sarah Brumley

The True Cost of Being a Caregiver for Someone You Love

I’m excited to welcome Holly Bird from Holly’s Bird Nest to share a bit of her story with us today. Holly and her husband, Tim, were blindsided early on in their marriage with a diagnosis of Parkinson’s disease and, later on, dementia. Since that time, she’s taken over as the

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