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Encouragement Challenge: Bring on Happy
Family

Encouragement Challenge: Bring on Happy

  • On March 21, 2019
  • By Sarah Brumley
  • 10 Comments
Full disclosure: I am not the cook in our home. In fact, my family all groans a bit when I am responsible for meals, which typically involve one of two things: leftovers from the fridge or something related to tacos.…
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cash envelope system
Family

How to Use the Cash Envelope System to Budget Your Money

  • On March 18, 2019
  • By Sarah Brumley
  • 22 Comments
Sure, we’ve talked about using the cash envelope system as a method to save additional money, but the concept is still, according to comments and Facebook private messages, a foreign concept to many, and with good reason. While this incredibly…
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focus on appreciation and smiles
Family

Encouragement Challenge: Focus on Appreciation and Smiles

  • On March 14, 2019
  • By Sarah Brumley
  • 2 Comments
When I worked as an Administrative Assistant, one of the best weeks of the year was Administrative Appreciation week. Not only did it always seem to catch me off guard, but it was the time when all of the people…
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caregiver for someone you love
Family

The True Cost of Being a Caregiver for Someone You Love

  • On March 14, 2019
  • By Sarah Brumley
  • 7 Comments
I’m excited to welcome Holly Bird from Holly’s Bird Nest to share a bit of her story with us today. Holly and her husband, Tim, were blindsided early on in their marriage with a diagnosis of Parkinson’s disease and, later…
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How to get your whole family doing chores
Family

How To Get Your Whole Family Doing Chores

  • On March 11, 2019
  • By Sarah Brumley
  • 18 Comments
It’s no secret that my entire family participates in household chores. Just the act of family working together has played a huge role in achieving our long-term goals, but more than that, it’s instilled a feeling that we are all…
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How to put together a real life budget
Family

How To Put Together a Real Life Budget the Simple and Easy Way

  • On March 7, 2019
  • By Sarah Brumley
  • 8 Comments
I'm not going to lie. Sometimes the idea of putting together a new monthly budget can seem intimidating. Often it's because there's not enough money coming in for all of the things we want to do. Sometimes, though, it's because…
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sacrifice for gain
Family

Encouragement Challenge: Sacrifice for Gain

  • On March 5, 2019
  • By Sarah Brumley
  • 6 Comments
Sure, you’ve already created your monthly budget and you are happily moving forward. Today, I’m going to throw a bit of a wrench into that, with the hope that you will be able to save even more than you already…
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how to create your first successful zero-based budget
Family

How to Create Your First Successful Zero Based Budget

  • On March 4, 2019
  • By Sarah Brumley
  • 12 Comments
If you had told me 12 years ago that I’d be tracking each and every penny that came in and out of our home, I’d have thought you crazy. Seriously crazy. At the time I was running our budget off…
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March Savings Challenge: Exciting Ways to Save a Little More
2019 Savings Challenge Money Matters

March Savings Challenge: Exciting Ways to Save a Little More

  • On February 28, 2019
  • By Sarah Brumley
  • 20 Comments
As we approach this third month of this year, it’s getting more and more fun to have these savings challenges motivate us throughout the months. I hope you are enjoying them as much as I am. March Savings Challenge: Exciting…
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My Debt and Savings Recap: February Edition
Money Matters

My Debt and Savings Recap: February Edition

  • On February 28, 2019
  • By Sarah Brumley
  • 0 Comments
As expected, the month of February was a bit harder than the initial excitement that came with January. Despite the ups and downs, though, I think we can honestly say that we are still taking great steps in the right…
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Encouragement Challenge: Increase Your Smarts
Encouragement Challenge

Encouragement Challenge: Increase Your Smarts

  • On February 26, 2019
  • By Sarah Brumley
  • 0 Comments
“The more that you read, the more things you will know. The more that you learn, the more places you’ll go.” – Dr. Seuss I don’t know about you, but I love to exercise my brain. I love to experience…
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How to use a savings fund
Budget Money Matters Saving

How To Use a Savings Fund and Why You Absolutely Should

  • On February 25, 2019
  • By Sarah Brumley
  • 16 Comments
When Justin and I first started out on our journey to better our finances, we really struggled with inconsistent expenses. Honestly, it took us over a year to figure out what they were, but those quarterly, biannually, and annual expenses…
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