How to Prevent that Bonus From Destroying Your Budget
Budgeting
Sarah Brumley

How to Prevent that Bonus From Destroying Your Budget

So, you got a bonus. Whether it was a bonus for all of the hard work you did last year, a payout from your financial investments, or a stimulus check, it probably feels really exciting. But it might also feel a little overwhelming as you try to decide the best

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7 Steps to Purchase Your First Home
Budgeting
Sarah Brumley

7 Steps to Purchase Your First Home

Chloe is a work from home mom and writer obsessed with all things budget-friendly. She not only spends time looking for the best bargains but also learning how to manage her family’s finances! When she’s not wrangling her four girls, she’s spending time trying new coffee huts and taking too

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Personal Finance Strategies for the Covid-19 Era
Budgeting
Sarah Brumley

Personal Finance Strategies for the Covid-19 Era

Chloe is a work from home mom and writer obsessed with all things budget-friendly. She not only spends time looking for the best bargains but also learning how to manage her family’s finances! When she’s not wrangling her four girls, she’s spending time trying new coffee huts and taking too

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How to reset your budget gone wrong
Budgeting
Sarah Brumley

How to Reset Your Budget Gone Wrong

In total honesty…we fell off the budget wagon some time at the beginning of May. I could make a ton of excuses as to why that happened, but we all know that life happens, right? …and sometimes the budget just doesn’t make the cut. How to Reset a Budget Gone

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how I categorize my monthly expenses
Budgeting
Sarah Brumley

How I Categorize My Monthly Expenses (And You Can, Too)

With the launch of the Blessed Budget Planner, I’ve had several questions about how I categorize my monthly expenses, so I thought I’d walk you through step-by-step, the line items in my budget. I’ve also placed an asterisk (*) next to all of the categories that are part of my

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So you failed in your monthly budget
Budgeting
Sarah Brumley

So You Failed in Your Monthly Budget, Now What?

We’ve come into the beginning of April and it’s easy to see some of those goals that we made back in January fall to the wayside as we push toward summer. For those of us who are still working hard at our goals, it’s becoming a bigger struggle to stick

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cash envelope system
Budgeting
Sarah Brumley

How to Use the Cash Envelope System to Budget Your Money

Sure, we’ve talked about using the cash envelope system as a method to save additional money, but the concept is still, according to comments and Facebook private messages, a foreign concept to many, and with good reason. While this incredibly effective method may seem like a simple process at the

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How to put together a real life budget
Budgeting
Sarah Brumley

How To Put Together a Real Life Budget the Simple and Easy Way

I’m not going to lie. Sometimes the idea of putting together a new monthly budget can seem intimidating. Often it’s because there’s not enough money coming in for all of the things we want to do. Sometimes, though, it’s because we have a little extra money and have to figure

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how to create your first successful zero-based budget
Budgeting
Sarah Brumley

How to Create Your First Successful Zero Based Budget

If you had told me 12 years ago that I’d be tracking each and every penny that came in and out of our home, I’d have thought you crazy. Seriously crazy. At the time I was running our budget off of whatever scrap piece of paper was at my disposal

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bulk purchases
Budgeting
Sarah Brumley

How to Navigate Bulk Purchases on a Budget

I grew up in a big family. Seven of us gathered around the table daily and we always had a few extras to feed as well. My mom practically lived at the grocery store, and Costco was a common place for her to do the majority of her shopping. My

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8 line items all successful budgets should have
Budgeting
Sarah Brumley

8 Line Items All Successful Budgets Should Have

I’m going to keep this short and sweet today as I know you are likely busy putting the finishing touches on the holiday planning, but I want to give you a few things to consider as we head toward a new month and, depending on the goals you have, a

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