With the launch of the Blessed Budget Planner, I’ve had several questions about how I categorize my monthly expenses, so I thought I’d walk you through step-by-step, the line items in my budget. I’ve also placed an asterisk (*) next to all of the categories that are part of my
Sure, we’ve talked about using the cash envelope system as a method to save additional money, but the concept is still, according to comments and Facebook private messages, a foreign concept to many, and with good reason. While this incredibly effective method may seem like a simple process at the
I’m not going to lie. Sometimes the idea of putting together a new monthly budget can seem intimidating. Often it’s because there’s not enough money coming in for all of the things we want to do. Sometimes, though, it’s because we have a little extra money and have to figure
If you had told me 12 years ago that I’d be tracking each and every penny that came in and out of our home, I’d have thought you crazy. Seriously crazy. At the time I was running our budget off of whatever scrap piece of paper was at my disposal
I grew up in a big family. Seven of us gathered around the table daily and we always had a few extras to feed as well. My mom practically lived at the grocery store, and Costco was a common place for her to do the majority of her shopping. My
I’m going to keep this short and sweet today as I know you are likely busy putting the finishing touches on the holiday planning, but I want to give you a few things to consider as we head toward a new month and, depending on the goals you have, a
Although there are probably an unlimited number of ways you can destroy your budget, I’ve decided to dedicate today’s post to just fifteen of the ones I deem to be the most effective. Method 1: Underestimating the Power of ATM Fees If you use your debit card on a regular
Having a pet can be a really special experience for the whole family. Pets become best friends and family and they depend on us to care for them, despite where our finances might sit this week. That’s why I believe it’s so important to first and foremost make sure you
I’m not sure that there is anything worse than adding up all of your expenses and recognizing that you don’t make enough to pay the bills you have that are necessary for housing, food, and transportation. If you’ve already cut your extra expenses (find out how to do that HERE),
Creating a budget is no easy feat, so I’d like to start by applauding you for doing just that. You’ve come this far and yet, the bottom line shows that you have more expenses than you have income, and you aren’t sure what to do next.
Don’t worry. I’ve got a
I know, I know. You’ve been waiting for this moment. You gathered your income, sorted through your expenses, argued about debt with your spouse, got a little bummed when you realized how little you have in savings, but you have those goals and you can’t wait to get that budget
You’ve verified your income, added up all of your expenses, and even come up with some variable expense funds you’d like to implement. Sure, you don’t have any idea how to put it all together yet, but that’s okay because we still have a little more information to cover before