refreshing your resolve
Monthly Challenges
Sarah Brumley

Encouragement Challenge: Refreshing Your Resolve

We are 29 days into 2019 and I’d love to know how you are faring with your New Year’s Resolutions. Maybe you are like me and didn’t make resolutions in the traditional way, but set goals for yourself to achieve over the course of this year. How are you managing

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power of a donation
Monthly Challenges
Sarah Brumley

Encouragement Challenge: The Power of a Donation

I struggle a lot to keep my home free of clutter. The thing is, I live with a group of people who love to keep EVERYTHING, right down to the papers that should have been trashed years ago and the two extra coffee pots “we might need for some future

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increase positive self esteem
Monthly Challenges
Sarah Brumley

Encouragement Challenge: Increase Their Positive Self-Esteem

At times it can be easy to get bogged down with the day-to-day activities and forget that we are actually valuable to those around us. I know I’ve felt that way before, and you probably have as well, which is why I think this week’s challenge is the best one

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holiday reevaluation
Monthly Challenges
Sarah Brumley

Encouragement Challenge: Preparing for the Next Time

Each year I stuff my Christmas decorations back into the large tubs I have to store them in. Normally I’m exhausted from having all the people over for weeks at a time and ready to move past the season and get on with the New Year. The problem is that,

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no spend month money savings challenge
Monthly Challenges
Sarah Brumley

My Money Savings Challenge: January Edition

If you had the chance to read my recent post about my 2019 goals, you know that we have some pretty hefty goals related to our finances this year. To meet those goals, we are going to have to make some changes in our current spending habits and, in order

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encouragement challenge beginning
Monthly Challenges
Sarah Brumley

Encouragement Challenge: The Grand Beginning

Happy New Year! I hope you had a wonderful time celebrating the holiday season with friends and family and that you are now ready to get back to “regular” life and pursue your hopes and dreams for the future. I know I am! Last year offered me so many different

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no spend month
Monthly Challenges
Sarah Brumley

I Survived the No Spend Challenge! (And You Can, Too!)

Can I just say how excited I am that it is FINALLY the end of this No Spend Month? I mean, I don’t think October has ever seemed as long as this one did! At the beginning of the month, Andrea (from Saving Joyfully) and I embarked on a No

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No Spend Challenge: Conquer Your Spending This Month
Monthly Challenges
Sarah Brumley

No Spend Challenge: Conquer Your Spending This Month

The past few months have been hard when it comes to our finances. We’ve had several “emergencies” come up that have depleted our reserves, spent more than we expected to on summer vacations, and paid down less than we hoped to pay down on debt. Perhaps you are feeling the

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