Although there are probably an unlimited number of ways you can destroy your budget, I’ve decided to dedicate today’s post to just fifteen of the ones I deem to be the most effective. Method 1: Underestimating the Power of ATM Fees If you use your debit card on a regular
Having a pet can be a really special experience for the whole family. Pets become best friends and family and they depend on us to care for them, despite where our finances might sit this week. That’s why I believe it’s so important to first and foremost make sure you
I’d just like to mention that January 1 is coming. I don’t know about you but, for me, January 1 is typically filled with feelings of apprehension and regret. Apprehension because I’ve likely set a goal or made a resolution that is going to be tough to meet and I
Sometimes we find ourselves in family life, struggling to maintain a budget, and think we are the only ones out there dealing with similar issues. I mean, it’s easy to look at the neighbor across the street with the new truck, your best friend who is excited to spend money
Please note that this page contains affiliate links. These involve no extra cost to you, but may result in me receiving a small commission – for which I am very grateful! Learn more here. The Ultimate Gift Guide for Kids I don’t know about you, but I can hardly wait to
Sometimes we find ourselves in family life, struggling to maintain a budget, and think we are the only ones out there dealing with similar issues. I mean, it’s easy to look at the neighbor across the street with the new truck, your best friend who is excited to spend money
So many of us make promises to ourselves, regarding exercise, finances, etc., and then don’t keep them. In fact, we might repeat that pattern over and over again. […]
I’m not sure that there is anything worse than adding up all of your expenses and recognizing that you don’t make enough to pay the bills you have that are necessary for housing, food, and transportation. If you’ve already cut your extra expenses (find out how to do that HERE),
Can I just say how excited I am that it is FINALLY the end of this No Spend Month? I mean, I don’t think October has ever seemed as long as this one did! At the beginning of the month, Andrea (from Saving Joyfully) and I embarked on a No
Flossie McCowald was a teacher before becoming mama to Kimmie and Essie. A country girl who married a city boy, she and her family now live in Suburbia, U.S.A. When not schlepping her girls to Scouts, Code Club, swim lessons, or church choir, she enjoys bicycling, cooking, crocheting, and volunteering.
It’s never fun when you set out on a challenge, only to recognize that you couldn’t meet the goal. I feel as if Week 3 was a bit of a failure in our home and, while I’d rather be sharing with you all of the ways we saved, I have
Creating a budget is no easy feat, so I’d like to start by applauding you for doing just that. You’ve come this far and yet, the bottom line shows that you have more expenses than you have income, and you aren’t sure what to do next.
Don’t worry. I’ve got a