the-truth-about-eliminating-line-items-to-pay-off-debt-lemon-blessings-blog
Debt Management
Sarah

The Truth About Eliminating Line Items to Pay off Debt

The very simple truth is this: if you want to achieve financial freedom, at some point you will be tasked with eliminating line items to pay off debt, increase your savings, or invest for your retirement. It’s just the reality of the situation. So, knowing that, how should you go

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how-to-choose-a-chores-app-the-entire-family-will-love
Household Systems
Sarah

How to Choose a Chores App Your Family Will Love

One of my favorite things to do is to look for ways we can streamline our systems at home. The less nagging and reminding I have to do, the better. And that’s exactly why we’ve embraced a chores app to help us stay on top of all of our household

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how-to-stay-healthy-without-spending-more-money
Family + Personal
Sarah Brumley

How to Stay Healthy Without Spending More Money

One of the complaints I hear the most from those just starting a budget is that they want to get their finances under control, but they don’t believe they can do so and maintain their health at the same time. That’s totally not the case, which is why I wanted

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7-easy-ways-to-save-more-money-in-2024
Saving + Investing
Sarah Brumley

7 Easy Ways to Save More Money in 2024

We all want to save more money in 2024. But with rising utility bills, grocery costs, and those brand new shoes your kiddo keeps growing out of, saving money might feel like a far-fetched idea, right? Not to worry. There’s still plenty of savings to be had, if you’re looking

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how-to-create-better-money-goals-with-your-spouse
Financial Goals
Sarah Brumley

How to Create Better Money Goals With Your Spouse

Money is a challenge for most married couples. In fact, statistics reveal that money issues lead to 22% of divorces. I don’t know about you, but I don’t want to become part of that statistic. Knowing that, I wanted to take some time today to share how Justin and I

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5-simple-ways-to-lower-your-utility-bill
Household Systems
Sarah Brumley

5 Simple Ways to Lower Your Utility Bill

Housing costs can easily become the biggest expense in your budget. And with good reason. From your mortgage or rent payment to utilities and beyond, your home is the hub of your life. It might seem like those expenses are set in stone, but the truth is that there are

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how-to-tell-your-friends-youre-on-a-budget
Family + Personal
Sarah Brumley

How to Tell Your Friends You’re On a Budget

If you’ve started your budgeting journey recently – congratulations! It feels good to know you’re on track to achieving your big financial goals, right? But what happens when you receive that invitation but don’t know how to tell your friends you’re on a budget? Trust me, I’ve been there and

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3-ways-to-make-your-cleaning-routine-easier-to-manage
Household Systems
Sarah Brumley

3 Ways to Make Your Cleaning Routine Easier to Manage

I’m passionate about having a clean home. Not only does it make things feel calmer and less chaotic, but I know I’m more likely to get things accomplished when my place is clean. Of course, when you have a spouse, teenagers, and a toddler who also live in the same

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how-to-categorize-your-expenses-and-achieve-your-goals
Budgeting
Sarah Brumley

How to Categorize Your Expenses and Achieve Your Goals

A list of all the bills you pay each month can do the trick when you’re creating your first budget, but if you want to see the needle move when it comes to achieving your goals, then it’s time to categorize your expenses. It doesn’t take long but it makes

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debt-free-in-2024-3-reasons-clear-goals-matter
Debt Management
Sarah Brumley

Debt Free in 2024? 3 Reasons Clear Goals Matter

When you’re up to your ears in debt and making only the minimum payments, it might be hard to believe that you could actually become debt free. But if your intention is to get out from under those revolving lines of credit, you’re in the right place. Today we’re looking

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7-things-to-consider-for-a-successful-2024-budget
Budgeting
Sarah Brumley

7 Things to Consider for a Successful 2024 Budget

We’re off to the running and 2024 is well underway. Sure, it might be the first week, but if we don’t get started achieving those goals now, we’ll never get the results we desire. And financial goals are no different. The sooner you start with a successful 2024 budget, the

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